what is a background check for a rental?
I am going to rent a house and the company that owns the house said they do a background check. What is a background check, what do they look for? My husband and I have NO run in with the laws nor do we drink or anything. My worry is my credit, I am losing my home because we both got laid off, and Now I got a good paying job again after two years of laid off. I am really hoping a background check isn’t a credit check. Does anyone knows what they look for?
Credit is only a small part of the story. Your circumstances are so common that it will barely register as a risk. Pervasive credit problems, bad checks, and criminal activity would paint a very different picture.
In general, the Background Check will help paint a picture that you have lived an orderly life and that people in their position have not suffered in their relationship with you.
September 19th, 2011 at 4:16 am
police and credit. I wouldn’t dream of letting an asset worth 100,000’s go without checking both first.
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September 19th, 2011 at 4:41 am
Credit is only a small part of the story. Your circumstances are so common that it will barely register as a risk. Pervasive credit problems, bad checks, and criminal activity would paint a very different picture.
In general, the background check will help paint a picture that you have lived an orderly life and that people in their position have not suffered in their relationship with you.
References :
September 19th, 2011 at 4:59 am
They check both credit and criminal background.
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September 19th, 2011 at 5:32 am
Ok just did this for my mom.First they check criminal background drug charges mainly.Second they check for if you have ever been evicted for any reason.Third they check your bank account to see if you keep money in the bank.Fourth they check your credit history.So if you got bad credit,find out which bills is at top of list.Do you know if you send each past due bill 5$ a mth,they can not hold it against you.So run to the bank an they can pull up your credit history.Unless you trust your personal info. on a computer.
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Been their done that several times.